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Debt

What Does It Really Mean to Be Free?

What Does It Really Mean to Be Free?

What does it really mean to be free? It’s November 9th today. In two days, we will be observing Remembrance Day in Canada. Like Memorial Day in the US, it’s a day set aside to remember the brave men and women who gave their lives for our freedom during the first and...

How To Set Long-Term Goals This New Year 2022

How To Set Long-Term Goals This New Year 2022

Setting long-term goals helps you achieve the life you want. And it makes for a more intentional approach to life. Setting long-term goals is about having a vision for your future. They give greater meeaning and purpose to life. But, how does a person identify their...

12 Ways To Save Money on Your Phone Bill

12 Ways To Save Money on Your Phone Bill

Phone bills can be very costly. J.D. Power reports the average phone bill in the US to be about $157.00 per month. That works out to $1,884.00 per year. That's a large chunk of money—money that can be used to achieve your financial goals such as traveling or putting a...

Hungry Ghosts From The Past – Starve Them Or Feed Them?

Hungry Ghosts From The Past – Starve Them Or Feed Them?

95% of our thoughts are subconscious beliefs we’ve inherited from our past. Messages told to us as children. Messages that left imprints on impressionable minds. Some seemingly innocuous like, “Good girl.” “Clever boy.” And some, more insidious, “Boys don’t cry.” “Can...

How To Get Out From Under Bad Debt

How To Get Out From Under Bad Debt

Good Debt vs. Bad Debt Getting out from under bad debt is necessary if you are hoping to achieve your financial goals. “Good debt” is debt incurred from purchasing appreciating assets. Assets such as a house and investments. “Bad debt” is debt incurred from purchasing...

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