Now, more than ever, the internet has made it easy to build a home-based business. The pandemic caused the loss of hundreds of thousands of jobs. And the lockdown motivated many to start an online business. But most home-based businesses fail. And many online...
Midlife
The Latte Factor – And What It Does To Your Bottom Line
The "Latte Factor" coined by David Bach states that eliminating small, day-to-day purchases can actually provide you with a significant amount of savings. Which grow when invested. t’s not what you earn but what you spend that makes all the difference in what is left...
Should You Pay Off Your Mortgage or Contribute To Your RRSP?
Should I pay down my mortgage or contribute to my Registered Retirement Savings Plan? - a dilemma faced by many people. What to consider Paying down the mortgage sooner adds up to more savings in interest payments over the long haul. The advantage of contributing to...
How Do You Make Financial Decisions That You Can Live With?
How do you make financial decisions you can live with when there are conflicting needs and priorities? When you are torn between what you want to do and what you think you need to do. Many of us grew up thinking we should go to college, have a steady job, raise a...
Gratitude Is Not Emotional Bypassing. Gratitude Changes Everything.
Gratitude is not emotional bypassing. Gratitude changes everything. Being grounded in gratitude is about adopting an approach to life where being grateful becomes your default position. With so much negative or fake news induntating the airwaves it's easy to become...