Starting Over
Renting vs. Buying.
With home prices skyrocketing these past few years, it would convince most people that homeownership would be the ultimate goldmine. And tough luck for those who can never afford what appears to have become a luxury. But we must not assume that buying a home is the...
When Spender Meets Saver. How To Manage Money — When Opposites Attract.
Opposites attract. So, what happens when a 'spender' meets a 'saver'? Lisa called me saying that Tim had given her an ultimatum — he would leave her if she maxed out her credit card once more. It was the second time he was settling her debt. Her income was small, and...
Where Is It Going? Personal Finance That’s Values-Driven
Where Is It Going? “Don’t tell me what you value, show me your budget, and I’ll tell you what you value.” — Joe Biden – A friend of mine was surprised by how much she spent last month eating out. When I asked her if that was different from any other month, she replied...
Create Healthy Financial Habits That Will Make You Rich.
Most of us were never taught good financial habits. But we all long for financial freedom. It’s really not that hard to achieve! And it is not some get rich quick scheme. Here are ten habits to achieve financial independence! 1. Know where you are at & know where...
How To Set Money Goals The SMART Way
The SMART technique initially developed to help corporations achieve their objectives, is an excellent way to help you set and achieve any goal, including your financial goals. George T. Doran, a consultant and former Director of Corporate Planning for Washington...